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Learning
English
Language Skills
Chinese (Taiwanese)Native
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Teacher reviews
⭐️ Natasha ⭐️
English
Aug 20, 2020
Cathy wanted a combination of general and specialized English so we spoke about an article from 'The Economist' first and than we did some exercises regarding Finance English. I really enjoy working with Cathy!
⭐️ Natasha ⭐️
English
Aug 4, 2020
Today we spoke about wine and wine tasting vocabulary, as Cathy was interested in this topic! I also enjoyed speaking about this topic too and I am happy that Cathy chose it! Way to go!
Chelsea Stone
English
Jul 23, 2020
It was great to practice your wine terminology!
⭐️ Natasha ⭐️
English
Jul 21, 2020
It was great talking to Cathy and hearing about Taiwan and Taipei :) I believe her level is intermediate - B1 or B2... Good job!
Activities
  • Posted
    I had the second glucose injection in my coccygeal vertebrae today. I felt more pain compared to last time because the doctor moved the needle back and forth to get it into the correct position. After the injection, my legs briefly felt numb and weak but returned to normal quickly. I hope to see more recovery after the second glucose injection.
    October 1, 2024
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  • Posted
    There is a typhoon coming. It doesn’t matter to me because I am on a leave of absence. However, my family and friends all hope that Taipei city will have a typhoon day off tomorrow. I hope this time we can have a typhoon day off, and that the typhoon won’t cause too much damage to Taiwan as well. Two months ago, a typhoon heavily damaged the southern cities in Taiwan. The flooding was very serious. The cars in the underground third floor were completely submerged. I hope this time won’t be as serious.
    October 1, 2024
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  • Posted
    Work the whole week This week, I worked from Monday to Sunday. Now I felt so exhausted. Yesterday, namely Saturday, we had a make up workday. However, I still could not finish my report which is very close to deadline yesterday. So I worked overtime today. Tomorrow is blue Monday. It would be a rough quarter. I hope I can make it.
    February 16, 2020
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  • Posted
    Work the whole week This week, I worked from Monday to Sunday. Now I felt so exhausted. Yesterday, namely Saturday, we had a make up workday. However, I still could not finish my report which is very close to deadline yesterday. So I worked overtime today. Tomorrow is blue Monday. It would be a rough quarter. I hope I can make it.
    February 16, 2020
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  • Posted
    Tabata - An Efficient Walkout Training I hope someone could review and correct my wording and grammar in the following notebook. And I will be pleased if you could share any other fantastic workout training to me : ) Recently, I learned a fantastic workout training from my friend. The workout training is called Tabata. Tabata is a high-intensity interval training, developed by Japanese scientists. The whole workout only takes 4 minutes. In the 4 minutes, people have to do some repeated high intensity level action to burn the fat. And it is found that people who conduct tabata training regularly show much more increase in their aerobic and anaerobic systems than moderate intensity level workout. I think it is a very fantastic workout method for office workers who don't have much time to exercise or being so tired after work, not to mention exercising. Tabata only takes 4 minutes to workout, and it can help us burn the fat efficiently. Now I have conducted Tabata for 3 days. I will do it regularly and see whether it really showes much more effectiveness to burn the fat.
    February 11, 2020
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  • Posted
    Wine testing!
    Today I participated a wine tasting event. It is very interesting. I learned the difference between white wines and red wines. And I learned how to smell, swirl the glass and judge the quality of the glass of wines. Is there anyone enjoying wine tasting and being willing to share your wine tasting experience with me?
    February 7, 2020
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  • Posted
    FX Market focus this week Now the market is focusing on the spread of the coronavirus. But we could see these days market is quite risk on. The US stock market is still traded record high. Hedging currency and the gold index perform weak. Now investors are focusing on the US nonfarm payroll employment which will be released on Friday. If the data meet expectation, I think the risk on sentiment might continue for a while. But I think there must be market correction in the future once we start to see the economic impact of coronavirus.
    February 6, 2020
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  • Posted
    Auto industry - Hope someone could review it and revise it for me I have some questions wanting to ask analysts in our company. The following is my question list. I hope someone could revise it and make it sound natural. I would be very appreciative of your help! 1. The global vehicle sales annual growth rate became negative in 2018, after maintaining several positive annual growth rate from 2010. I see there are many reasoning behind the declining, such as trade war, brexit, new emission standards, and industry transformation. Which one do you consider the main reasoning causing the declining? Can we see this a signal of recession like 2008? 2. When will the auto market recover? What are the turning points and what indicators should we focus? 3. Do you think auto corporate bonds still have investment value currently? What’s your investment strategy about the names in the portfolio like ford, GM, Honda etc.?
    September 17, 2019
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  • Posted
    What's the difference between volume and transaction? I have been analyzing the payment industry. And I read one report. It shows historical market share of the network companies, such as MasterCard and visa card, by their volume and transactions separately. Can someone tell me what's the difference in this case? It has confused me so much. Thank you in advance.
    August 14, 2019
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  • Posted
    A Business letter. Hope someone can review it for me and correct it to sound natural. Thank you. Dear Research Team, I am Cathy from the xxx company. I have read your report, “xxx,” written on 10 May 2019, as attached, and it raised a number of questions that I want to discuss with you. 1. Why Visa and Mastercard can sustain their market share in network industry. Will they be replaced by other competitors, such as ACH, RTP, Blockchain? What are the risks in network industry. 2. Market consolidation remains a theme in merchant acquirers and processors industries. It seems that the industry is still unstable. Three big M&A happened this year (i.e., FIS with Worldpay, Fiserv with First Data, and Global payment with TSYS). Do you think they will sustain their market share, or might be acquired by other companies? What are the biggest risk in these industries? Is it easy for banks or other competitors to replace processors or acquirers? 3. You offered the market share of merchant acquirers, merchant processors, network companies, issuer processors, and issuers. I was wondering would you have the past 5-year historical market share data and could offer those data to me? 4. How do you think about the end of BofA and First Data JV. Will more and more banks have their payment operation in-house? 5. In figure 8 on page 4, it shows that the sub-industries’ size of combined market cap circle in descending are Networks, Issuers, Acquirers, and then processing. But Bloomberg’s data shows that their combined market cap size in descending are S&P500, Networks, processors, issuers, and then acquirers. As to the average market cap size in descending are Network, S&P500, Issuers, Processors, and then Acquirers. Can you explain why these amounts are so far apart? I look forward to receiving your replies. Thank you.
    August 13, 2019
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