My Accounting Professor, once told us during an Auditing lecture, that if your really want to master the art of learning, don't just learn to pass the exams but learn to understand the content. At that time I never really understood what he meant by that until I asked him to elaborate further. His explanation was that if you learn to only pass the exams, once the exams are over, you will forget the content however, if you learn to really understand the content, it sticks with you for ever. Then I asked him, how do we accomplish that and his response was, whatever you are learning , always ask yourself , "Why do you do it this way" Learning can be converted into a fun and fulfilling experience, instead of a tedious, boring and confusing encounter. When I started applying that statement practically, my formative years at University, especially in a subject as technical as accounting was intellectually stimulating. Each following-up "why" question lead to a new learning experience and deeper knowledge of the subject matter. When I was confused about a particular accounting procedure, I always took a step back and asked myself "Why do we do this this way, or Why do we do this that way?" This not only made me understand the subject better, but allowed me to retain the knowledge and apply it. Moreover, it gave me the confidence to reproduce the subject in a language that was understandable to me. This is the same methodology, and advise I always give my students when it comes to understanding the English language. A lot of times, when I am having conversations with my students I am always asked, how can I improve my speaking and understanding because I know the rules but I forget it every time I speak. My response has been, practice always makes perfect and whenever you come across something you don't understand, always ask yourself "Why", Why o we say it like this. The "Why" question is an effective way to understand grammar.

People have more options in terms of different forms of payment and different methods of payments. E.g when it comes forms of payment people can pay using concurrency, cash. There are also options to make payments like cash, checks, debit cards, credit cards, mobile payments and electronic bank transfers. The introduction of payments using cryptocurrencies just came into effect in the last ten years.

Definitely