Write about three specific goals you want to achieve this year.

- Being fluent in English.

- Saving money.

- Visiting my family.

The first goal is the same one every single year. I have never achieved it but I think this year will be different.

Living in the United States and not speaking English is a big problem and I am very tired of feeling like a very silly woman. When someone talks to me I don't undernstand anything. How am I going to achieve it? Studing every day.

Trying to achieve the last two goals will be difficult as they are conflicting. How will I save money if I have to get a flight for $1000? Easy if you earn a lot of money but that's not the case for me.

So I have to find different ways to save money. One of them is for my Husband and I to stop eating out as much as we do. Also we shouldn't order delivery food and we should learn how to cook at home. It is a good way to eat healthier than we usual do.

Another way is to remove all my subscriptions. This will help to pay for the ones that I really need.