Cars and attitudes

I was shocked when I first saw that cars with lots of scratches and even a broken bumper were still in use in the US. In China, you almost could not never see a car with even one single scratch. Given the difference in wealth of the two countries, I doubted with my eyes that time. What is the reason? Even today, I cannot figure out the exact reasons, but in my opinion, I think there are two causes: insurance policy and life attitudes.
First, let us talk about some of the differences of auto-insurance in these two countries. In the US, if you are new [note: 'new' isn't usually used as a noun; it might be better to write 'a newcomer' or rephrase the sentence to 'If you are new to the US'] and without enough credibility (just like me) the cost for a car may be $100 with $500 deductible. Which This means that when you undergo a scratch or an accident, you will have to pay the first $500 to fix the car. So, if the cost of the fixation [note: 'fixation' usually means obsession, or the act of becoming immovable. Use repair instead] repair were is less than $500, it would be all yours. This is the reason why people leave their cars with various scratches or small defects. I know people who live in the US as a citizens could that pay less than me, maybe just half as I pay even half of what I pay. In China, I used to pay the an annual insurance yearly with of 7000 RMB （$1200). There is always no Nothing was deductible at all. People always fix the car immediately even there is only a small scratch. Of course, there is always a fluctuation of the insurance rate next year from year to year, but it is tiny in contrast with the fixation repair fee. So, that is why people in China like to call the insurance company more frequently. Maybe that kinda of wastes of resources, but as a customer, no one cares about that [note: I love this line!].
Another reason for that is the attitudes. My colleague wanted to buy a Porsche Cayan and he was keen on it for a long time, but he said he would not do that it. The reason was very simple: the chief in our ward bought a new car a feww days ago. It was a BMW X5, which was cheaper than a Cayan in that time back then. That sounds funny to American people, I believe, but that is the truth. In China, cars is always used to reflect one's position and wealth. People in China do not always change their cars not always because they are too old or they are out of do not work [note: 'out of work' means 'unemployed']. They just want to change it to a new one which can that indicates their dignities [note: you might mean to say 'ranks' or 'positions']. In the US, my boss drives a truck every day, and the a resident drives a porsche. That means nothing. People do not need cars to tell others who am I and how successful I am who they are and how sucessful they are. They are just themselves. I like the attitudes that American people always hold. It is the time for us to make some changes, I think.