Why do Chinese people like to save money? There is a phenomenon in China that compared with people in many other countries, people prefer to save money rather than spend it when they earn a lot. Different nation has different culture, as a consequence of the impacts of the traditional thinking, Chinese people still consider if one has enough money in hand to meet the daily need, then the rest of money should be saved to be prepared for the future. For the middle-aged, they are likely to think over the saved money used as pension, in addition, they also take their children's condition into consideration, which indirectly stimulate the idea of saving money. Meanwhile, for young people, in order to make a good living, they work hard to make money and then save money; in this way, they can have the capability to afford a house or have enough money to offer their children a good living environment. However, in other countries, especially in western, as result of the welfare system, people needn't worry too much about pension. What's more, when one or a family are faced with some financial trouble, in case of lack of a large sum of money, one or a family would like to deposit money. Moreover, some Chinese people are not willing to borrow money from others to buy their favorite things. In conclusion, most Chinese people have been accustomed to saving money, and regard saving money as a virtue.