Health Insurance Hi folks, I'll appreciate your help correcting my entry! Please be noted that the information I'm giving below can be wrong. All are based on my personal experience and knowledge. --------------- I have lived in three countries, Japan, Australia, and the USA, and I feel that the health Insurance system in the USA is so complicated compared with other countries. Both in Japan and Australia, they have a nation-wide insurance which all the citizens are covered. In Japan, people pay a monthly insurance fee which is set based on their annual earnings and the national insurance mostly covers 70% of their medical bills. While, in Australia, the national insurance, Medicare, are basically free for all citizen and residents in Australia. The GP visits are mostly full-covered by the insurance and people need to pay the full bills for the specialists and the medications. On the other hand, there is no national insurance covered for all residents in the USA. There are so many insurance companies and insurance plans to choose from. Each insurance varies from each company where people work for and the coverage varies from each insurance plan. Employees usually choose their own health insurance plan from couples of choices given by their companies. At first when my husband was not aware of this insurance system since he was familiar with Australian insurance system, he was so confused and had to do lots of research to make a decision. Also each and every time we find a new clinic and a doctor, we need to check if it's covered by our insurance. We even cannot figure out how much the bill will be which confuses us as well. I am hoping that the insurance in the USA would be more simple and straightforward like the ones in Japan and Australia. Thank you, Mami