Of course, we should think seriously of our futures, plan for them and the earlier we start to do it the more time we have to achieve our goals. But I think, we also need enough time to understand ourselves and our wishes so that we could be happy in our life. Some people say that young people should have as much fun as possible and enjoy themselves during their youth and I agree with them. But having fun does not mean drinking vodka and dancing from morning till night. I think, young people should get some life experience, communicate with people, and try themselves in different situations and various activities before they start planning their future. We do all our best to achieve objects, but one day we may realize that our goal is no longer ours, and the decision we have made have been made under press of emotions or by advise of our friends.

I think first you need an education. Based on this education you gain experience. In the end experience is the most valuable. Experience is something you can't learn. That's an experience I got from my work.

It depends what you want to achieve in your live, but I think you need learn something first even if you can study yourself, is better dont necesary going to educational institution.

In general, education/a degree will give you more flexibility/options when looking for work. Most positions also require a minimum educational degree for an applicant to even be considered. And once you do get employed, having a higher degree (Master's, PhD) will give you an edge for promotions, salary increase.

I don´t know what kind of experience you refer to. Probably you refer to the work experience, then I think it helps to save time if you can finish education and then gain experience from work. If the experience you talk is a wider concept, for example, life experience, then try to do many things and after a lot of failures and tries, then you will know it.