I have money. 私はお金があります。 わたし は おかね が あります。 watashi wa okane ga arimasu. あります　＝ have >>>>>>>>>>>>>>>>>>>>> I am a student. 私は学生です. わたしはがくせいです。 watashi wa gakusei desu Most of the time you want to use the to be verb you will use （です）desu です is, are, am always at the end It doesn't change like its English cousin (is, are, am) in the present tense usually pronounced like "dess" Good Luck..

Lets first translate the sentences to Japanese :) 1) I have money. (watashi wa) okane ga arimasu. word-for-word: (I [topic marker]) money [subject marker] to exist (or this case, to have) In this sentence, 'arimasu' would be 'to have' 2) I am a student. (watashi wa) gakusei desu. word-for-word: (I [topic marker]) student am/is in this sentence 'desu' would be 'am'/'to be' to say you are, to be you can use desu. like I am 5: go sai desu. I am a teacher: sensei desu. to say you have something you can use: ___ ga arimasu. Mind you that this is formal and what the textbooks teach you, there are plenty of other ways to say them.