Financial Problems Most people have financial problems due to the fact that they do not control how they spend their money. In order to control where your money is going, you only need to ask yourself one question before doing the process of purchasing, the question is, "Is my money being well spent?". if the answer is yes then go ahead and buy it, if not you have to rethink the value of such product/service you are willing to spend your money on. If you take a second to think about money is actually time once you have to sell you time and expertise in order to get money, and time is part of your life, time is a commodity that can not be restored, therefore, money is, like it or not a fragment of your life, thus you should handle it carefully. In short, it all goes down to ask yourself if it's worth it to spend a certain amount of money in a product/service. It's seeing ahead of your time and analyzing the benefits of the product you are willing to spend your money on. Image Source: http://becomingminimalist.com/wp-content/uploads/2011/07/practical-solution-to-your-money-problems-feature1.jpg