To manage costs in our life Hi every body I'm happy that I can write a note here again and have a good communication with you, Today I would like to talk about how we can manage our costs to improve our real income and save more money. You may have a fixed income or a variable one in one month and it depends on your job, at first u should make a list of what costs you have in one month after that its better you check it with your family who can help you in managing the costs. By this way you will undrestant some of your costs isn't necessary at all and you can remove them from your list. You should do this work for some month Coz you can compare them together, it is so useful. Other way is to open a new account and every month deposit a little money in it and don't use from that account at all, its actually a very good way you can learn how save your money. In next part I will talk about more details, money is a world and catching and spending it is a world too. Thanks a lot my friends, B.Regards