Good Effects of Online Banking First, online banking set us free from the business time of traditional banks. We can check our account or transfer accounts whenever we want to. It also set us free from the crowded lobby of traditional banks. We no more need a professional staff’s help to do some transact business, and it means that we have no need to waste our time to waiting in line. Second,we can use the online banking shopping online.Nowadays globalization and networking have no change to draw back. Online banking is a simplify operation. We only need to click a button and the whole trade had done. Third, to the whole banking, the online banking change the marketing methods. Because the online banking has lost of advantages such as low cost, self operation, no time limit, that make traditional banks have changed the marketing methods to maximize profit. And it bring the whole banking more profit.