Should we let the young have credit card? With the aid of plastic current, we nowadays, can go shopping without bring money with us all day long. For encouraging more people to apply for credit card, many bankers have spared no effort to lobby the congress to lower age restrictions of applicants. In this way, they can increase more potential applicants. However, other people argue that the young lack of comprehensive financial knowledge, which may make them stick in the mammoth debt before stepping into the society. As far as I am concerned, I don’t regard giving the young credit card as a bad idea. In the ensuing paragraphs, I will illustrate my opinions. Top of all, the young should develop their financial concept as early as they can. It is no doubt that the young will grow up soon or later. Consequently, the will apply for the credit card one day. If they don’t have great thought about finance, they will be doomed to be inundated with the bill. As we cannot refute to face the music, the earlier we cope with our money well, the less trouble we will encounter. After all, we cannot live without money. Second, by remitting the money and looking into the account or bill, parents can understand how their children use the money. In the past, patents used to give their children pocket money, which is hard for parents to find out the usage of money. Otherwise, by remitting the money to children’s account. Not only can parents give their money in no time through internet bank but also helping they track the money. Third, with the advantage of cards, we can prevent the young from being the target of robbers. Children can bring a card with them rather than a wallet filled with money, which will catch the eye of the robber. For the reason that we can suspend the card immediately, we don’t fear the robber will hurt children to seize the card. To sum up, some people worry that children are too young to make good use of the credit card. Nonetheless, it seems to me that everyone need to learn managing own money well and making the both end meeting in our live span. Namely, instead of making the young get out of the credit card lest they make mistake, we should teach them how to take good use of them and build their good habits.