Get money from the bank Dear Sir and Madam, I'm writing for asking a loan from your bank to open a mortgage in order to purchase the flat which I'm currently renting. Owning a flat I will be able to receive more benefits than renting, not only to avoid currency inflation, but also this brings me a sense of stability. So, I deem that is a valuable property investment for the long run. I'd like to have an enclosed budget outline including my income, expenses and savings per month. My payment of the rent is $500 per month. I also put out $800 into a high interest savings account every month. As you see, my deposit adds up to $1300 in order to pay off loan, I suppose I can afford it. Please don't hesitate to contact me if you need more information, looking forward to hearing from you. Your sincerely!