Can anybody pick up my grammar error in this composition? First of all, thank you for sparing the time to meet with BOC SND branch on Wednesday. We now provide a detailed written reply for your questions about loan. "First of all, The Introduction of Loans in our bank branch. Secondly, The list of application materials to be submitted by your company. For more information, please see the attachments. Looking forward to hearing from you. Yours sincerely. "