REPORT BASED ON A GRAFH Nowadays mobile payment is very useful, and it is a fact that they are developing in the recent years. A recent study showed that the global value of payment technologies market has been rose nearly a 40% each year since 2018. The top countries in mobile wallet usage are currently china whit roughly 50% of user, following by Norway with more than 40% and UK, Japan and Australia with approximately 20% of people that use that services. Another relevant information that the study showed is the average in which people do mobile spending, on this way the graphic shows that people do about 70% money transfers through the mobile payment services in contrast with only 1% spending in ticketing, other spending are merchandise purchases with a 23,3% and bill payments that use around 5% of users. The use of mobile payment has overtaken the expectations that has been predicted years before. Predictions say that in 2026 we will be risen the use of wearables; the physical cards and money will have ben dismiss and we will be used biometrical technology.