Money

Today I'm going to tell you about my attitude towards money.
That's difficult to say. I think I'm careful with money.
Firstly, I always try to save money and spend it only on necessities. If I can't afford something that I want and it isn't really a necessity, I won't borrow any money to buy it.
Fortunately I've never had an emergency where I've needed to buy something that I couldn't afford. The only thing I've ever bought which I couldn't afford is my house. I had to borrow money from the bank to buy my house, so nowadays I have to make monthly repayments.
On the other hand, I sometimes like spending money on things that I don't actually need like technological gadgets, going to restaurants, travelling and clothes. The last thing I bought was a laptop last week. It was a good opportunity.
About tipping, I like to leave tips in bars and restaurants when I feel like I've received good service. However, I never tip taxi drivers because I think their fares are usually too high already.
To be honest I don't like paying tax. In my opinion, we pay more tax than ever to the government because of crisis, and our public services like education and health still aren't improving.
About credit cards, I'm careful with them. I usually only use my credit card for emergencies or when I am buying something that costs a lot of money. But I prefer to use cash as much as possible. The advantage being I know how much I've spent.
To conclude, I believe saving money is important, but so is spending to enjoy the things you like.